Cornerstones Housing Counseling Program
The Housing Counseling Program can help you make informed housing decisions, prevent housing crises, and ensure fair housing practices. Cornerstones is a HUD-Certified Housing Counseling Agency, and all services are provided by a HUD-Certified Housing Counselor.
HUD-approved housing counseling agencies are private and public nonprofit organizations that are exempt from taxation under section 501(a) and approved by HUD, in accordance with this part and 106(e) of the Housing and Urban Development Act of 1968, to provide housing counseling services to clients directly, or through their affiliates or branches, and which meet the requirements set forth in 24 CFR part 214.
A HUD-certified housing counselor is a housing counselor who has passed the HUD Certification examination, works for a participating agency, and is certified by HUD as competent to provide housing counseling services.
Are you looking to buy your first home?
Our free Homeownership Counseling can help you understand the home buying process, mortgage options, down payment assistance programs, and budgeting for homeownership. Homeownership counseling includes Credit Counseling designed to assist clients in improving their credit scores and financial readiness for homeownership. To start, download the Pre-Purchase Intake.
Download Adobe Acrobat PDF Reader here.
Need a First-Time Homebuyer Class?
Cornerstones provides First Time Homebuyer Classes on behalf of Virginia Housing monthly in English and Spanish. Participants will receive a Certificate valid for two years to apply for the affordable housing programs in Virginia and access down payment assistance grants from Virginia Housing. The classes are free, but registrations are required.
Upcoming Classes
Are you behind in your mortgage payments, or is your home at risk of foreclosure?
You are not alone; our free Foreclosure Prevention Counseling Program is here to help. A HUD-Certified Housing Counselor will assess your financial situation, explain your mortgage workout options to avoid foreclosure, facilitate the communication with your lender or servicer, review your rights and protections, help you avoid scams, ensure that you are treated fairly, and provide ongoing support and resources. To start the process, download the Foreclosure Prevention Intake.
Download Adobe Acrobat PDF Reader here.
If you or someone you know is threatened with foreclosure, please get help today. Click here to contact the Foreclosure Counselor. You can also email our Certified Housing Counselor.
Additional Services
- Post-Purchase Counseling: Assisting homeowners in managing their finances after purchasing a home, including budgeting, home maintenance, refinance, and addressing any housing-related issues that may arise.
- Rental Counseling: Provide guidance to renters on tenant rights, understanding leases, resolving landlord-tenant disputes, and providing resources.
Have questions or need more information about our services, please call us at 571-323-1439 or send us an email to patricia.wallach@cornerstonesva.org
English